If you provide services or advice in a professional capacity, chances are that you’re going to need professional indemnity insurance. This cover is designed to protect you if a third party suffers loss or damage as a result of your actions, following an act, error, omission or breach of professional duty. When it comes to choosing a policy, there a…
Public liability insurance is a common form of cover among businesses and business owners. It offers peace of mind against the cost of third party allegations relating to loss, damage to property, and injury. Legal action taken against a business can be financially crippling, and public liability insurance is an important aspect of mitigating the risk of potential allegations. …
Professional indemnity insurance is one of those things that a lot of professionals assume doesn’t apply to them. After all, you’re not a doctor or a lawyer – why would you need it? The truth is that many professionals should have indemnity cover in place to protect them if something goes wrong. Today, we’ll be looking a little closer at…
It’s an exciting time when you decide to take the plunge into the property market with an investment property. However, investing in property isn’t without risks. Luckily, there are steps you can take, such as taking out landlord Insurance, to address the risks associated with having an investment property. Risk #1: Extending yourself too far financially One of the risks…
If you run a business, chances are that you’ve heard of public liability insurance. Liability insurance protects you financially if you cause damage or injury to a third party as a result of your actions at work, and is an essential form of cover. Despite it being one of the most well-known forms of cover, there are still quite a…
Every business owner knows that you need to have some level of insurance in place to give you peace of mind and protect the business financially. Rather than sorting out the insurance side of the business yourself, you can use a business insurance broker to take care of things for you. If you’re not sure whether a broker will be helpful for…
If you run a business, you need to make sure you protect yourself financially and one of the ways to do this is with a comprehensive business insurance package. Unfortunately, there are quite a few business insurance myths that we hear all the time that can potentially impact your decision-making when researching the best policy for you. Today, we’ll debunk…
If you’re running a business, you’ve probably heard of public liability insurance and this is one of the most common forms of cover for Australian businesses. Public liability insurance protects your business from legal liability if a third party claims property damage or personal injury. Unfortunately, liability claims can be common which is why you need to make sure that…
If you run your own business, chances are that you’ve heard of public liability insurance and this is an essential form of cover for most (if not all) businesses. However, when you’re after a public liability insurance quote, product liability insurance will most likely also be included. So, what is product liability insurance and how does it differ from your…
Being a real estate agent means you have an exciting and dynamic job – you can be your own boss, earn a great income and have a flexible work schedule. However, there are certain unique risks that you face which can leave you vulnerable. To give you peace of mind, you should ensure that you have professional indemnity insurance in…