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What’s Included in Your Boat Insurance?
Hull insurance is a specific form of cover which will protect you financially for damage caused to your boat. Given how expensive boats are, the last thing you want is to be left to pay the damages bill yourself! Depending on the policy, it can cover a broad range of damage which may occur to the hull, spars, sails, machinery, dinghies or tenders, outboard motors, fittings and other equipment normally required for the operation or maintenance of the vessel.
Public liability cover means that if you’re found liable for damage to property or injury to a third party as the result of your actions aboard your vessel, you’re covered financially following a successful claim. This policy can also cover legal bills if you need to hire a lawyer as a result of the claim. Although we’re sure you’re a careful boat operator, it pays to be protected with liability cover.
If you intend to tow a skier, wakeboard, donut or similar floatation device, you should consider having water skiers’ liability insurance in place. This cover will protect you against any injury or damage that may occur from these types of activities to offer you and those aboard your boat peace of mind.
Although it’s important that you protect the boat itself with insurance cover, you also need to think about your personal effects and equipment aboard the boat. A lot of items will be covered through hull insurance but separate cover is required for items such as clothes, personal electronics, fishing gear and scuba equipment which is where personal effect and equipment cover comes in.
At GSK Insurance Brokers, we understand the complex world of boat and pleasure craft insurance and have been providing tailored insurance solutions to WA boaties for decades. We thoroughly assess your vessel to identify risks so we can make sure we find the best boat insurance possible for your needs. With our help, you can enjoy your boat without the worry!
If you’re after a boat insurance quote, speak to the team at GSK Insurance Brokers today on 08 9478 1933.
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I have known Marcus professionally for some years now. He has been my trusted financial adviser for all that time. I can’t speak highly enough for his knowledge of financial strategy and products complimented by his sound advice and management. He is to me, success driven and highly professional.
GSK have been incredibly responsive. Graham and the team always give expert advice. It is good to use one company to handle our business and personal insurances because of the continuity of service and convenience of dealing with a single consultancy.