Financial protection for your business with customised painters insurance
There’s nothing quick like a fresh coat of paint which is why professional painters across Australia are kept busy with a range of projects, from small domestic jobs to large corporate contracts. Insurance forms an important part of your overall risk management strategy as it provides essential financial protection.
GSK Insurance Brokers can help protect you from the unexpected with painters insurance packages which covers your risk exposures. Speak to our experienced brokers today to find out what policies best suit your painting business.
What do you need to know?
GSK Insurance understands that every business is different which is why we provide customised insurance solutions based on your needs. We analyse your business to identify risks you may not have even considered to ensure a robust insurance package. We understand that running a painting business comes with a number of challenges, which is why we want to make your insurance easy.
Who should consider it?
As with any trade, there are a number of risks that painters face in their work and the right insurance can go a long way to covering your risks exposures. The nature of your work means that accidental property damage can easily occur, from a falling ladder to spilled paint. Injury to yourself and others can also occur, particularly when working at heights. There is also the added risk of something happening to your ladders, trestles, spray guns and other equipment. It’s easy to see why painters need to have the protection of insurance in place.
What can it cover?
The painters insurance package you choose through GSK can consist of a number of policies, depending on your needs. Some of the common forms of cover include:
Public Liability – offers financial protection if you cause damage to property or injury to a person as a result of your actions at work. It also covers associated legal bills.
Personal Accident and Illness – provides you with a portion of your regular income if you’re unable to work following sickness or injury.
General Property – covers your transportable items, such as your painting supplies, if they are lost, damaged or stolen.
Workers Compensation – provides financial protection for both employees and employers in the event of a successful workers compensation claim. This cover is compulsory in Australia if you have employees.
Commercial Motor – provides financial protection for your commercial vehicle and the level of cover will depend on your needs.
What isn't covered?
The exclusions that will apply to your painters insurance package will depend on your specific policy and it’s important that you understand the cover limitations. For more information, speak to your GSK broker.
GSK Insurance Brokers are one of Australia’s leading insurance brokerages with experience across a wide range of industries. We have access to a large range of products which gives us much more flexibility to help you with your unique needs at competitive pricing.
For more information about painters insurance, contact GSK Insurance Brokers today.