In the intricate landscape of business insurance, distinguishing between professional indemnity and public liability insurance is crucial for every business owner. A lot of people think that these policies essentially cover the same thing but in reality, they are very different. While professional indemnity insurance guards against claims from clients due to negligent services or advice, public liability insurance covers…
If you provide services or advice in a professional capacity, chances are that you’re going to need professional indemnity insurance. This cover is designed to protect you if a third party suffers loss or damage as a result of your actions, following an act, error, omission or breach of professional duty. When it comes to choosing a policy, there a…
Being a real estate agent means you have an exciting and dynamic job – you can be your own boss, earn a great income and have a flexible work schedule. However, there are certain unique risks that you face which can leave you vulnerable. To give you peace of mind, you should ensure that you have professional indemnity insurance in…
Unless you’re in a profession where it’s obvious that professional indemnity insurance is required, such as lawyers or doctors, it’s easy to assume that you won’t need this cover. However, if you provide advice or services as part of your business then chances are that you need indemnity insurance. Your professional indemnity insurance will protect you financially against claims of…
Professional Indemnity insurance (often referred to as PI insurance) is a specific type of insurance cover for individuals or businesses that offer professional advice, services or designs as part of their business. PI insurance covers the insured against claims of professional negligence, breach of confidentiality and other errors. A PI insurance policy will cover the costs associated with legal fees,…
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