Key takeaways: Courier fleet insurance assesses your business as an operation, not just a collection of vehicles. Insurers price fleets based on patterns across drivers, vehicles, kilometres and claims history. Fleet-style cover can significantly reduce admin by centralising renewals, updates and documentation. Flexible fleet policies make it easier to add, remove or replace vehicles as demand changes. Well-managed fleets with…
Key takeaways: Standard owner-driver insurance often underestimates the true value of working vehicles. Market value payouts can leave couriers short when replacing high-kilometre vans or trucks. Insurance gaps don’t just cost you a vehicle. They can cost you income and contracts. Agreed value cover is critical for owner-drivers who rely on their vehicle to earn. The right policy should protect…
Running a courier business is rewarding, but it also comes with its fair share of risks. From accidental injuries to damaged goods, unforeseen incidents can lead to significant financial losses. That’s why having the right insurance coverage is essential for protecting your business and livelihood. With so many insurance options available, it’s important to understand which policies are relevant to…
If your business is ticking along nicely, you probably don’t spend too much time thinking about what would happen if you suddenly had to close for a period of time. Business interruption insurance plays a pivotal role in safeguarding your business against financial losses when unexpected events cause a halt or significant disruption in your operations. If you’re wondering what…
Navigating the high-paced, innovative world of tech start-ups brings its share of exhilaration and, undeniably, unique risks. In a digital age where technology evolves at lightning speeds, protecting your venture against unforeseen challenges is not just wise — it’s essential. From data breaches to intellectual property disputes, the road to success is paved with potential pitfalls that can derail even…
Managing a fleet can be a daunting task if you’re a business owner. Every single day, your fleet, integral to your daily operations, faces the unpredictability of the road. From minor fender benders to major accidents, the risks can impact not just your operational efficiency but your company’s financial health. Without the right protection, a single incident can escalate from…
Public liability insurance for sole traders isn’t just an option; it’s a necessity. This type of insurance is a safeguard, a protective layer around your business, shielding you from the unforeseen and often substantial costs of legal claims. As a sole trader, particularly in dynamic fields like courier services, understanding the risks and ensuring you’re covered is crucial. Understanding public…
During the pandemic and through to today, the construction industry has been under unprecedented demand. A true housing boom is underway and this has kept most tradies flat out busy. If you are a tradesman, have a quick read below to see whether you have adequate insurance for the risks that you face on the job. Why do tradesmen need…
GSK Insurance Brokers is celebrating our very own Jeff Booth, recently announced as the winner of the National Insurance Brokers Association’s (NIBA) Broker of the Year Award for Western Australia. This award is given to a broker who is viewed as an inspirational role model to the broking community, and has showcased excellence throughout their career. We are absolutely over…
As GSK Insurance Brokers celebrates its 40th anniversary, founder and managing director Graham Knight says a strong client-first focus has been key to sustainable success. With 15 years of experience in the insurance industry under his belt, in 1981 Graham Knight began GSK Insurance Brokers from humble beginnings, driven by a passion for people and a strong entrepreneurial spirit. Today,…
