Every business owner knows that you need to have some level of insurance in place to give you peace of mind and protect the business financially. Rather than sorting out the insurance side of the business yourself, you can use a business insurance broker to take care of things for you. If you’re not sure whether a broker will be helpful for your business, we’re here to share our top reasons why a broker is a smart business choice.

1. Saves you money

As a business owner, you want to keep costs down when it comes to choosing your insurance. With a broker, they’ll help find a quality policy at the right price so you’re not paying an excessive amount for poor quality insurance.

2. Identifies your risks

Every business has a unique set of risks that need to be covered with the right insurance. But what are the risks faced by your business? Have you remembered them all? A broker will be able to take a thorough look at your business to identify and analyse the risks involved.

3. Saves you time

Do you really have time to be trawling through different policies and reading the fine print until you find the perfect policy? Insurance brokers take the hard work out by doing all the behind the scenes work on your behalf.

4. Advocates to the insurer

If you’re having difficulties at claim time or want to discuss a possible discount, your broker will deal with the insurer on your behalf and advocate for the best possible outcome.

5. Not connected to a specific insurer

The great thing about an independent insurance broker is that they aren’t loyal to a particularly insurer. Instead, they shop around at a range of different insurers to cherry pick the best policy for your specific business needs

6. Personalised service

If you have any questions along the way about your insurance, you don’t have to ring the insurer and get put on hold until you eventually find someone to talk to. You can contact your broker at any time and they offer that personalised approach.

7. Steps in at claim time

Best of all, you don’t need to worry when it comes to claim time. All you need to do is let your broker know that you want to take a claim. They’ll liaise directly with the insurer and let you know exactly what information you need to provide. Easy!

At GSK Insurance Brokers, our experienced team of business insurance brokers have the industry knowledge and connections to find you a personalised insurance package that suits your needs. We help you plan for the long term by analysing your risks and providing a comprehensive insurance solution. Your broker will provide you with consistent service and do all the heavy lifting for you when it comes to your insurance. Speak to us today!

June 18, 2018

By Graham Knight

Founder and Managing Director of GSK Insurance (established in 1981). Graham draws upon more than 50 years’ experience in the insurance industry, working in both insurance and broking across various private, public and government sectors in Australia.

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