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Tailored transportation insurance
Navigating the world of transportation and logistics is no smooth ride, and the safety and security of your cargo are paramount.
Whether you’re traversing busy urban streets or embarking on extensive cross-country journeys, the road presents an abundance of challenges like the risk of cargo damage, accidents, mishandling, or even the loss of valuable goods.
With over 40 years of experience, we understand the twists and turns of your industry. We’re here to provide comprehensive, innovative, and cost-effective solutions to keep you on track and secure.
Insurance isn’t a luxury – it’s a necessity in your line of work. Get the protection you need today.
What can Transport Insurance cover?
From safeguarding your valuable vehicles from damage, theft, or unexpected accidents to providing a robust shield against third-party claims from bodily images or property damages, our tailored transport insurance covers a wide range of risks.
Vehicle Protection
Liability Coverage
Cargo Insurance
Business Continuity
What’s at risk?
The range of primary risks can vary depending on the nature and scale of your business. It depends on your business activities, whether you’re carrying dangerous goods or not, if you’re transporting customer’s goods, and a range of other variables.
Here are some risks you need to be aware of:
Vehicle Accidents
Transport insurance covers your vehicles in case of accidents, including collisions, overturns, or damage from other road hazards. It ensures that the cost of repairs or replacements is covered, minimising the financial impact on your business.
Cargo Loss or Damage
Transporting goods comes with the risk of cargo loss or damage due to accidents, theft, or environmental factors. Accidental damage cover provides coverage for the value of the cargo, ensuring that you’re compensated in the event of any loss or damage, protecting both your goods and your bottom line.
Liability Claims
In the transport industry, accidents can lead to liability claims for bodily injury or property damage to third parties. Transport insurance helps safeguard your business by covering the costs of legal defence and any settlements or judgments, so that your financial assets are protected.
Business Interruption
Transport insurance can include coverage for business interruption caused by accidents, breakdowns, or other unforeseen events. It provides compensation for lost income during the downtime, allowing you to continue operating smoothly, even in challenging circumstances.
Need to make a claim?
Don’t worry – we’re here to help. Follow these steps to ensure a smooth claims process.
1. Gather information
Collect your essential information, including your policy number, insurer’s name, and agent’s contact. Be ready to describe the incident type, damage or loss, how it occurred, any witness, and any additional documentation or photos if available.
2. File your claim
To file a claim, contact your insurer and provide your policy number. The claims adjuster may request more information or documents, and some insurers offer online claim forms for quick submission.
3. Review and negotiate the claim
Once you file your claim, the insurer will respond within ten business days. If approved, expect a settlement offer that may be lower than anticipated. If denied, they’ll provide a reason, and you can appeal with legal guidance. Keep all related documents for future reference, and if your claim is approved, move forward accordingly.
4. Get the payment
After settling, expect a payment from the insurance company. For inquiries or claim status updates, contact your insurer or broker. In exceptional cases, like catastrophes, the process may extend up to 12 months, but you can still inquire about your claim’s status.
Our Client
Stories
Why GSK Insurance?
When you choose GSK for your transport insurance, you’re partnering with a trusted ally that truly understands the unique challenges you face. Here’s why GSK stands out as the top choice for the transportation industry.
40 years experience
With over 40 years of experience, we’ve seen it all – and that’s why our customers trust us to provide them with the best insurance solutions for their unique needs.
Tailored Insurance Packages
Don’t settle for a one-size-fits-all insurance plan. Our tailored courier insurance ensures that you get the coverage you need to keep your business running smoothly.
Instant Quotes
Get the coverage you need, fast. With our instant quotes, you can find out just how affordable insurance can be, in just a few clicks.
Australia Wide Cover
From the outback to the coast, our Australia-wide cover means that you’ll always have the peace of mind you need to operate your business with confidence.
Competitive Pricing
Why pay more than you have to for insurance? Our competitive pricing ensures that you get the coverage you need at a price you can afford.
Excellent Customer Service
We believe that great customer service is the foundation of GSK Insurance. That’s why we go above and beyond to provide you with the support and guidance you need to make informed decisions about your insurance coverage.
Frequently Asked Questions
What types of transport and logistics insurance do you offer?
We offer a range of transport and logistics insurance options, including coverage for motor vehicles, public liability, personal disability, workers’ compensation, cargo liability, legal expenses, and more.
Is transport insurance mandatory for all transport operators?
Mandatory insurance policies may include third-party personal injury insurance, public liability insurance, and workers’ compensation insurance, depending on your specific business activities and legal requirements.
What are the primary risks covered by transport and logistics insurance?
Our transport and logistics insurance covers a wide range of primary risks, including accidents, property damage, business interruption, employee liability, crime risk, cyber risks, and equipment breakdown, among others.
Can you customise insurance coverage to suit my specific business needs?
Yes, we can customise insurance coverage to suit your unique business requirements. Our experienced brokers will work closely with you to understand your needs and design a policy that provides optimal protection.
Do you provide insurance for owner-drivers as well as large fleet operators?
We provide insurance solutions for both owner-drivers and large fleet operators. Our expertise covers a broad spectrum of businesses in the transport and logistics industry.
What is the claims process like for transport insurance?
The claims process for transport insurance involves contacting our claims support team, who will guide you through each step of the process, ensuring a smooth and efficient resolution.
Are there any exclusions or limitations to the coverage?
Exclusions and limitations to coverage may vary depending on your specific policy. It’s important to review your policy documents and discuss any questions or concerns with your GSK broker.
Download our Product Disclosure Statements
Transport Insurance by GSK Insurance
For more information about transport insurance, contact GSK Insurance Brokers today.
Courier Hotline: 1300 220 212
Courier Email: courier@gskinsurance.com.au