Most courier work runs without issue. Pickups, drop-offs and deliveries all move as expected, and insurance sits in the background as something you hopefully never need to think about. It’s only when something goes wrong that it really comes into focus. A claim gets raised, and suddenly the situation isn’t just about what happened on the job. It becomes about…
You’re moving through your usual run, working through deliveries and keeping to your schedule, when something changes. Traffic slows suddenly, another driver makes an unexpected move, or a turn doesn’t go as planned. In a moment, you’re in an accident. The job stops. Most couriers assume they’ll handle it the same way as any other accident. But once you’re using…
A delivery goes out as planned, and nothing seems out of the ordinary. The parcel is collected, transported and dropped off like any other job. Then later, there’s a problem. A customer reports damage. An item is missing, or a delivery is questioned after the fact. That’s when the situation shifts, and a simple question comes into focus: what happens…
If you’re a courier driver, you’ve probably asked the question: ‘Do I actually need courier insurance, or is it just another cost?’ It’s a fair question. Especially when you’re trying to keep expenses under control. So let’s work out what you need. Key takeaways: Most drivers who deliver goods for payment do need courier insurance, as standard car insurance typically…
Quick takeaways Delivery driving in Australia comes with unique risks that standard car insurance usually doesn’t cover. Delivery driver insurance is a tailored package that protects your vehicle, the goods you carry, public liability and income if you can’t work. Most drivers need four core types of cover: Commercial Vehicle Insurance, Goods in Transit, Public Liability, and Personal Accident/Illness Insurance.…
Key takeaways: Courier fleet insurance assesses your business as an operation, not just a collection of vehicles. Insurers price fleets based on patterns across drivers, vehicles, kilometres and claims history. Fleet-style cover can significantly reduce admin by centralising renewals, updates and documentation. Flexible fleet policies make it easier to add, remove or replace vehicles as demand changes. Well-managed fleets with…
Riding for delivery work looks simple on the surface. You’ve got a bike, a phone and jobs coming through. But once that riding is tied to income, the insurance side becomes more complex than many riders expect. Standard motorcycle insurance often doesn’t allow for courier or delivery use, even though riders assume they’re covered. The issue usually only comes to…
The Australian courier market is expanding steadily, thanks to e-commerce growth and last-mile demand. Typical net profit margins for courier businesses range roughly 7–15%, depending on scale and service type. Start-up costs, overheads (like fuel and wages), technology and competition materially influence profitability. Partnering with insurance specialists like GSK Insurance Brokers helps you protect margins by managing risk and compliance.…
Australia’s delivery industry is continuing to surge in 2025, driven by e-commerce growth, same-day delivery expectations and regional demand for fast logistics. For many, becoming an owner-driver courier offers a flexible pathway into self-employment. And the opportunity to grow a small business with relatively low barriers to entry. But succeeding as an owner-driver requires more than just a vehicle and…
Managing your own courier business isn’t as straightforward as it used to be. From busier delivery schedules and longer regional routes to evolving contract rules and higher customer expectations, there’s more to manage — and more risk — than ever before. That’s why courier service insurance coverage is a must to navigate these growing challenges with confidence. It safeguards your…
