Public liability insurance for sole traders isn’t just an option; it’s a necessity. This type of insurance is a safeguard, a protective layer around your business, shielding you from the unforeseen and often substantial costs of legal claims. As a sole trader, particularly in dynamic fields like courier services, understanding the risks and ensuring you’re covered is crucial. Understanding public…
During the pandemic and through to today, the construction industry has been under unprecedented demand. A true housing boom is underway and this has kept most tradies flat out busy. If you are a tradesman, have a quick read below to see whether you have adequate insurance for the risks that you face on the job. Why do tradesmen need…
Tradesmen are often self-employed which means you’re responsible for arranging your own insurance cover. While there may be a number of forms of insurance cover which apply to your work, one of the most important policies for you to consider is public liability insurance. Today, we take a closer look at which tradesmen should consider public liability insurance and what…
The insurance industry is constantly evolving, with new products continually on offer for businesses of all sizes and new trends emerging. As we move into a new decade in 2020, we can expect to see new challenges as insurers balance the needs of the consumer with changing market conditions. So, what does this mean for your business? Let’s explore what…
Some things are best left to the professionals and tree lopping definitely falls into that category. From working at heights to contending with awkward, heavy branches, there’s no wonder that your services as a tree lopper are sought after. The nature of your work also means that you’re exposed to a number of risks which is why you need to…
Nurses and midwives provide some of the most valuable services in this country, but because of the crucial nature of their work, they often face a lot of scrutiny and can be under intense pressure to carry out their work faultlessly. However, even the most careful and diligent nurse may make a mistake that could result in a claim being…
Whether you’re a small owner-operator business or operate a large fleet of trucks, it’s essential that you learn more about heavy truck insurance and how it applies to your business. Let’s take a look at the importance of heavy truck insurance and the various forms of cover this policy can involve. The importance of heavy truck insurance Heavy truck insurance…
As a truck operator, you face a number of risks on the road and it’s essential that you’re covered with the right insurance. But how do you know if you need heavy truck insurance? Today, we’ll be looking at some of the factors which indicate that you need to speak to your broker about taking out heavy truck insurance. You…