If you can’t work as usual due to accident or illness, the last thing you need to be worrying about is paying the bills.
Personal Accident & Illness Insurance covers you for lost income if you become sick or injured and can no longer work and earn an income.
Who should consider it?
If a serious injury could interfere with your job, then it could have a huge impact on you and your family as a result of ensuing medical expenses, months without pay, and also your inability to resume with the previous occupation. Personal Accident Insurance provides a lump sum payout on eligible claims regardless of whether you return to work or not.
What can it cover?
Cover may provide:
- Loss of income protection
- Return to work assistance
- Transport to and from work
- Protection in the event of accidental death as result of injury, partial or total disablement
What isn’t covered?
There are exclusions. There is also often a deductible or excess and limits on cover, so check with your GSK insurance broker.
Product Disclosure Statement
A Product Disclosure Statement (PDS) is available for motor insurance and can be obtained from a GSK insurance broker.
You should consider the PDS in deciding whether to acquire, or continue to hold, motor insurance.