Protect your risk exposures with electricians insurance
As an electrician, you’re always in demand and your job is to ensure that complex work is carried out safely and thoroughly. Electricians face a number of unique risks in their daily work – not only is there the potential for damage or injury to others, there is also the risk of harm to yourself. For this reason, it’s important that you have the right insurance cover in place to protect your risk exposures.
At GSK Insurance Brokers, we have you covered. We provide specialised insurance cover tailored to electricians for ongoing peace of mind.
What do you need to know?
At GSK Insurance Brokers, we have experience providing insurance cover to electricians across Australia. We carry out thorough risk analysis to identify your exposures and find the most appropriate insurance cover. Whether you’re a large company with a number of employees or a sole operator, our brokers will work closely with you to develop an insurance package which protects your risks. From the initial stages of taking out your insurance policy to stepping in at claim time for the best outcome possible, GSK Insurance Brokers will insure your success.
Who should consider it?
Due to the risks associated with your work as an electrician, insurance cover forms an essential part of the risk management strategy for your business. You’re exposed daily to serious risks such as fire, property damage and personal injury. Insurance cover offers ongoing financial protection so you can carry out your work with confidence.
While public liability insurance for electricians is considered standard cover due to the risk of things going wrong, it is generally not a legal requirement. However, the exception is if you work as an electrician in Queensland where it’s compulsory that you have both public liability insurance and consumer protection insurance in place.
What can it cover?
The insurance cover you require will depend on your unique business requirements and GSK will tailor your cover based on your needs. One of the most important forms of insurance cover for electricians is public liability insurance. This policy protects against the financial implications of causing damage to property or injury to another person while carrying out your work. It also covers the cost of legal bills if you need to hire a lawyer as part of the claims process.
Some additional forms of cover that electricians should consider include:
- General Property
- Motor Vehicle
- Personal Disability Cover
- Workers Compensation
- Management Liability
What isn't covered?
The exclusions that will apply to your electricians insurance package will depend on your specific policy and it’s important that you understand the cover limitations. For more information, speak to your GSK broker.
GSK Insurance Brokers are one of Australia’s leading insurance brokers and we have a commitment to providing quality cover at a competitive price. With established relationships with leading insurers, we provide tailored insurance solutions for your business.
To find out more about our competitive electricians insurance, contact GSK Insurance Brokers today.