Ensure that your risks are covered with customised café and restaurant insurance
Australians love eating out at restaurants and cafes and people are always looking for a new place to eat or drink. This multi-billion dollar industry is dynamic, constantly evolving and certainly not for the faint-hearted! No matter how busy you are, you need to take the time to consider the potential risks that your business might face.
To cover your risks, it’s essential that you have a customised restaurant insurance package in place and that’s where GSK Insurance Brokers come in. Our specialist brokers have in-depth knowledge of your industry which allows us to analyse and identify your risks to ensure optimal peace of mind. For custom restaurant and cafe insurance cover in Perth, get in touch with our brokers today.
What do you need to know about restaurant insurance?
Many café and restaurant owners underestimate the risks associated with your business and it can lead to you being hit hard financially when something does go wrong. The unexpected can happen and we’ve seen first-hand how easy it is for businesses to find themselves on the receiving end of a claim. From slips and falls and food poisoning on your premises to issues such as theft or machinery breakdown, several risks could occur in your café or restaurant.
GSK Insurance Brokers have significant experience in providing insurance cover to café and restaurant owners and we aim to make the process of obtaining restaurant insurance as simple as possible. With decades of experience behind us, we know how to assess your risks and identify hazards you may not have even considered so we can ensure ultimate peace of mind with our cafe and restaurant insurance packages. We offer our clients one point of contact for everything to ensure consistent service and we take the hassle out at claim time by dealing directly with the insurer on your behalf.
Who should consider restaurant insurance?
Cafes, coffee shops, take away outlets, fast food chains, food vans, catering businesses, restaurants, bakeries and the hospitality industry.
What can restaurant insurance cover?
GSK Insurance offer a range of insurance policies to café and restaurant owners to cover a range of risks, including:
- Public Liability Insurance
- Workers Compensation Insurance
- Personal Accident and Illness
- General Property and Contents
- Machinery and Equipment Breakdown
- Fire and Storm Damage
- Glass Damage
- Business Interruption
What isn't covered by restaurant insurance?
The exclusions attached to your restaurants and cafes insurance will depend on your specific policy and it’s important that you understand the cover limitations. Speak to your GSK broker for more information.
At GSK Insurance Brokers, we pride ourselves on our friendly, customised approach to customer service and have established relationships with Australia’s leading insurers. Our access to a wide range of policies means we can provide you with targeted insurance packages at a great price.
To find out more about cafe and restaurant insurance, contact GSK Insurance Brokers today.