The insurance industry is constantly evolving, with new products continually on offer for businesses of all sizes and new trends emerging. As we move into a new decade in 2020, we can expect to see new challenges as insurers balance the needs of the consumer with changing market conditions. So, what does this mean for your business? Let’s explore what…
Risk management is an essential part of running a business to ensure continued growth and success and commercial insurance is an essential component of your risk management strategy. No matter how carefully you plan, the unexpected can happen and having the right insurance in place means that your business is protected financially when things go wrong. Today, we’ll be taking…
When it comes to protecting your business from unexpected costs, commercial insurance for your property is essential. Unfortunately, many businesses are underinsured with their property insurance which leaves them at significant financial risk following an unexpected event such as a fire or storm. No matter the size of your business, you need to make sure you have the right level…
To ensure that your business is protected financially, it’s important to have a commercial insurance package which includes public liability insurance. Public liability insurance is an essential cover for almost all businesses and protects you financially if you cause damage to property or injury to a person as a result of your actions at work. However, there are certain scenarios…
As a business owner, you rely on the steady source of income that your regular business operation provides. So what would you do if your business was suddenly unable to operate? If you’d struggle financially during a pause in your business, that’s where business interruption insurance comes in. When it comes to commercial insurance, business interruption insurance is one of…
Your business is your livelihood and no matter how many precautions you put into place, the unexpected can happen. To protect yourself financially when things go wrong, you need to have the right commercial insurance in place. When it comes to insuring your business, there are a few things you need to consider so you can be confident all of…
In our previous blog, ‘How Much Does Your Insurance Actually Cover? (Part One), we looked at common exclusions in personal insurance policies and how to read the small print of your insurance policy. In the second half of this two part series, we look at business insurance policies, and some of the common exclusions business owners need to look out…
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