To protect your home and contents, it’s essential that you have the right home and contents insurance in place. While it’s easy to think that it’ll never happen to you, the reality is that Australian homeowners face a range of threats from events such as fire, theft and natural disasters and these can have a devastating financial impact. It’s not…
Are you trying to decide whether you should go direct with an insurer or through an insurance broker? As you’re probably aware, insurance is designed to protect you financially when things go wrong and it’s vital to have the right package in place. While you can go directly through an insurer, using the services of an insurance broker offers a…
Risk management is an essential part of running a business to ensure continued growth and success and commercial insurance is an essential component of your risk management strategy. No matter how carefully you plan, the unexpected can happen and having the right insurance in place means that your business is protected financially when things go wrong. Today, we’ll be taking…
When it comes to protecting your business from unexpected costs, commercial insurance for your property is essential. Unfortunately, many businesses are underinsured with their property insurance which leaves them at significant financial risk following an unexpected event such as a fire or storm. No matter the size of your business, you need to make sure you have the right level…
Underinsurance is a huge issue in Australia, and statistics continue to reflect this worrying trend, with the Australian Bureau of Statistics finding that 1.8 million Australians don’t have home and contents insurance. As professional insurance brokers in Perth, we come across situations every day where people discover too late that they’re underinsured. To help avoid this happening to you, we’re…
To ensure that your business is protected financially, it’s important to have a commercial insurance package which includes public liability insurance. Public liability insurance is an essential cover for almost all businesses and protects you financially if you cause damage to property or injury to a person as a result of your actions at work. However, there are certain scenarios…
While people appreciate the difference a beautifully groomed lawn can make to the look of their home, they also often can’t be bothered to keep up with the mowing themselves! Luckily, that’s where you come in with your lawn-mowing business, taking pride in getting unkempt grass looking its best. While you’re most probably kept busy year-round getting people’s lawns into…
In the digital age, businesses of all sizes store important customer information electronically and a breach of this sensitive information can have serious consequences. Whether it’s through cybercrime or human error, a breach of customer information can have major implications for your business and lead to a loss in trust. While cyber insurance can protect you from the financial implications…
As a business owner, you rely on the steady source of income that your regular business operation provides. So what would you do if your business was suddenly unable to operate? If you’d struggle financially during a pause in your business, that’s where business interruption insurance comes in. When it comes to commercial insurance, business interruption insurance is one of…
The winter weather can be a source of disruption for many Australian businesses due to issues caused by heavy rainfall, lightning and floods. As the experts in business insurance, we get a lot of calls over the winter months from business owners who’ve been impacted by storm damage. Being prepared for storms means that you can recover more quickly or…
