A good insurance broker is worth their weight in gold. Not only do they help you in the initial stages of finding the right insurance package for your needs, but they also have the industry connections to ensure the best deal possible at a competitive price. Claim time is also made simple when you have a broker as they act on your behalf and deal directly with the insurer. But how do you go about finding a good insurance broker? Let’s take a look!
Ask for recommendations
The best place to start when it comes to finding a good insurance broker is to ask around for recommendations. Ask family and friends if they have anyone they can recommend and, if you own a business, ask other business owners for their opinion. If you know business owners who work in a similar industry to you, it’s definitely worth speaking with them as they may use as the broker who has industry specific experience.
Look at reviews
Reviews and testimonials are a great way to get an idea of the level of service you can expect from a potential broker. It’s easy to jump online and take a look at any customer reviews which have been left so you get a better idea of a broker’s experience and service. There will also often be testimonials on the company website which can give valuable insight.
Have a chat
If you like the look of a certain broker, take the time to give them a call and have a chat about your situation. This not only gives you the opportunity to get some good advice, you can also ask some questions about their level of experience. This is particularly important for business owners as you want to be confident that your broker has some experience in your industry. Speaking with a potential broker helps you decide whether they’ll be a good match.
Your broker needs to have certain qualifications to act as a broker. This usually means they will have Tier 1 or Tier 2 in general insurance compliance, but many brokers also have additional diplomas or degrees. Additionally, insurance brokers are required to hold an Australian Financial Services Licence (AFSL) or be authorised by a licence holder. Ask about your potential broker’s qualifications and they should be happy to provide them.
GSK Insurance Brokers are professional Perth insurance brokers who offer tailored insurance packages for a client base which stretches across Australia. Our experienced team of brokers take the time to get to know your specific situation and analyse your needs so you can be confident that your areas of risk are covered. We’re here to offer our professional expertise for ultimate peace of mind.