If you’re running a business, you’ve probably heard of public liability insurance and this is one of the most common forms of cover for Australian businesses. Public liability insurance protects your business from legal liability if a third party claims property damage or personal injury. Unfortunately, liability claims can be common which is why you need to make sure that…
If you run your own business, chances are that you’ve heard of public liability insurance and this is an essential form of cover for most (if not all) businesses. However, when you’re after a public liability insurance quote, product liability insurance will most likely also be included. So, what is product liability insurance and how does it differ from your…
Being a real estate agent means you have an exciting and dynamic job – you can be your own boss, earn a great income and have a flexible work schedule. However, there are certain unique risks that you face which can leave you vulnerable. To give you peace of mind, you should ensure that you have professional indemnity insurance in…
Having an investment property can be smart move financially – property generally increases in value over the time and you can benefit from a regular rental income. However, you need to be smart about things if you want to make the most of your investment. From forgetting about landlord insurance to choosing dodgy tenants, it’s easy for landlords to make…
No matter how careful you are in the day to day running of your business, things can go wrong. Unfortunately, there are times when a simple accident could see you on the receiving end of an expensive claim. For these reasons, businesses need to ensure that they have public liability insurance in place. To help you out, we’re sharing some…
Unless you’re in a profession where it’s obvious that professional indemnity insurance is required, such as lawyers or doctors, it’s easy to assume that you won’t need this cover. However, if you provide advice or services as part of your business then chances are that you need indemnity insurance. Your professional indemnity insurance will protect you financially against claims of…
Protecting your investment is an important aspect of having a rental property. Landlord insurance is a vital part of mitigating the risks associated with managing an investment property, but it’s important to know what will be covered by your policy, and any exclusions. Premiums can differ depending on various factors, and it’s worth knowing what can affect the cost of…
It’s summer in Perth and the beach is beckoning – so why are we talking about storms? Well, although tropical cyclones generally hit the north of WA and dissipate before they hit Perth, some make it through and can cause some serious damage. Remember, our tropical cyclone season runs from November to April which is throughout the summer months. Here…
It’s easy to think that insurance brokers and insurance company agents are the same thing. After all, they both help organise your insurance, right? Yes, it’s true that there are similarities between the two but there are also some important differences which set insurance brokers apart. Before you decide who you’d prefer to go with, let’s take a look at…
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