As with any business, when you are running a child-care centre it’s vital to have a careful risk management plan in place to cover yourself, your business and your assets. It can be confusing to make sense of the different kinds of insurance and what they all mean, and to understand what you need to do as the owner of…
From industry giants to small local businesses, the Australian supermarket and grocery industry is highly competitive with a total market value of over $100 billion. There are a number of risks faced by supermarkets and, no matter how careful you are with your safety practices, something could go wrong saddling your business with a heavy financial burden. Supermarket insurance forms…
Following on from the changes to NSW Work Health and Safety Act in June 2020, Western Australia has followed suit. After receiving royal assent on 10th November 2020, a new Work Health and Safety Act (2019) has been passed in Western Australia, due to come into effect in 2021. Replacing the previous Work Health and Safety Act, the change in…
Retail businesses play an important role in the Australian economy and this industry is worth over $300 billion. Here at GSK Insurance Brokers, we provide retail insurance to a range of businesses across Australia and we understand the unique risk that your sector faces on a daily basis. Today, we look at some of the most common threats to retail…
Modern day supermarkets face growing challenges which makes success in this market increasingly difficult. With issues such as increased customer expectations, greater food choices, the rise of online ready-made meals, and competition with rival stores, supermarkets must continually implement measures to promote growth. While there are simple steps that supermarkets can take to ensure success, such as taking out supermarket…
The recent COVID-19 pandemic has seen an unprecedented number of Australians finding themselves working from home. While this carries a number of challenges, an important consideration for businesses needs to be the risk associated with accessing work-related information remotely where the security and processes of the office are often not present. What is cyber crime? Cyber crime is a crime…
The insurance industry is constantly evolving, with new products continually on offer for businesses of all sizes and new trends emerging. As we move into a new decade in 2020, we can expect to see new challenges as insurers balance the needs of the consumer with changing market conditions. So, what does this mean for your business? Let’s explore what…
Risk management is an essential part of running a business to ensure continued growth and success and commercial insurance is an essential component of your risk management strategy. No matter how carefully you plan, the unexpected can happen and having the right insurance in place means that your business is protected financially when things go wrong. Today, we’ll be taking…
To ensure that your business is protected financially, it’s important to have a commercial insurance package which includes public liability insurance. Public liability insurance is an essential cover for almost all businesses and protects you financially if you cause damage to property or injury to a person as a result of your actions at work. However, there are certain scenarios…
While people appreciate the difference a beautifully groomed lawn can make to the look of their home, they also often can’t be bothered to keep up with the mowing themselves! Luckily, that’s where you come in with your lawn-mowing business, taking pride in getting unkempt grass looking its best. While you’re most probably kept busy year-round getting people’s lawns into…
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