It’s an exciting time when you decide to take the plunge into the property market with an investment property. However, investing in property isn’t without risks. Luckily, there are steps you can take, such as taking out landlord Insurance, to address the risks associated with having an investment property. Risk #1: Extending yourself too far financially One of the risks…
If you run a business, chances are that you’ve heard of public liability insurance. Liability insurance protects you financially if you cause damage or injury to a third party as a result of your actions at work, and is an essential form of cover. Despite it being one of the most well-known forms of cover, there are still quite a…
Every business owner knows that you need to have some level of insurance in place to give you peace of mind and protect the business financially. Rather than sorting out the insurance side of the business yourself, you can use a business insurance broker to take care of things for you. If you’re not sure whether a broker will be helpful for…
If you run a business, you need to make sure you protect yourself financially and one of the ways to do this is with a comprehensive business insurance package. Unfortunately, there are quite a few business insurance myths that we hear all the time that can potentially impact your decision-making when researching the best policy for you. Today, we’ll debunk…
If you’re running a business, you’ve probably heard of public liability insurance and this is one of the most common forms of cover for Australian businesses. Public liability insurance protects your business from legal liability if a third party claims property damage or personal injury. Unfortunately, liability claims can be common which is why you need to make sure that…
Being a real estate agent means you have an exciting and dynamic job – you can be your own boss, earn a great income and have a flexible work schedule. However, there are certain unique risks that you face which can leave you vulnerable. To give you peace of mind, you should ensure that you have professional indemnity insurance in…
Having an investment property can be smart move financially – property generally increases in value over the time and you can benefit from a regular rental income. However, you need to be smart about things if you want to make the most of your investment. From forgetting about landlord insurance to choosing dodgy tenants, it’s easy for landlords to make…
No matter how careful you are in the day to day running of your business, things can go wrong. Unfortunately, there are times when a simple accident could see you on the receiving end of an expensive claim. For these reasons, businesses need to ensure that they have public liability insurance in place. To help you out, we’re sharing some…
Unless you’re in a profession where it’s obvious that professional indemnity insurance is required, such as lawyers or doctors, it’s easy to assume that you won’t need this cover. However, if you provide advice or services as part of your business then chances are that you need indemnity insurance. Your professional indemnity insurance will protect you financially against claims of…
Protecting your investment is an important aspect of having a rental property. Landlord insurance is a vital part of mitigating the risks associated with managing an investment property, but it’s important to know what will be covered by your policy, and any exclusions. Premiums can differ depending on various factors, and it’s worth knowing what can affect the cost of…
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