In the intricate landscape of business insurance, distinguishing between professional indemnity and public liability insurance is crucial for every business owner. A lot of people think that these policies essentially cover the same thing but in reality, they are very different. While professional indemnity insurance guards against claims from clients due to negligent services or advice, public liability insurance covers…
Understanding whether your small business needs insurance isn’t just about ticking off legal requirements; it’s about protecting your hard work, your team, and your assets from the unexpected. The reality is stark: businesses face a range of risks daily. From property damage during a break-in to liability claims if a customer slips on your premises, the financial repercussions can be…
Navigating the logistics of transporting goods requires a keen understanding of the risks involved and the protective measures available. Two critical terms in this arena are carrier liability insurance and cargo insurance – concepts that can often get confused when talking about transport and logistics insurance. We aim to clarify these terms so that you have the right information to…
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