The owner- driver subcontracting business model has become a major feature of the Australian transport sector. Drivers of trucks and courier vehicles are often now in effect small businessmen, whose major tangible asset is their vehicle. Protecting your livelihood means protecting your vehicle. Sadly, many standard insurance packages leave owner-drivers short- changed when it comes to replacing a vehicle damaged…
Electricians don’t usually need reminding that their work has inherent hazards and that they need insurance. But how much insurance, and for what risks? The answer will vary from tradesman to tradesman, depending on the structure of their business and the work they undertake. The States, too, have different statutory requirements. Your insurance broker will help you assess your business…
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