Having an investment property can be smart move financially – property generally increases in value over the time and you can benefit from a regular rental income. However, you need to be smart about things if you want to make the most of your investment. From forgetting about landlord insurance to choosing dodgy tenants, it’s easy for landlords to make…
No matter how careful you are in the day to day running of your business, things can go wrong. Unfortunately, there are times when a simple accident could see you on the receiving end of an expensive claim. For these reasons, businesses need to ensure that they have public liability insurance in place. To help you out, we’re sharing some…
Unless you’re in a profession where it’s obvious that professional indemnity insurance is required, such as lawyers or doctors, it’s easy to assume that you won’t need this cover. However, if you provide advice or services as part of your business then chances are that you need indemnity insurance. Your professional indemnity insurance will protect you financially against claims of…
Protecting your investment is an important aspect of having a rental property. Landlord insurance is a vital part of mitigating the risks associated with managing an investment property, but it’s important to know what will be covered by your policy, and any exclusions. Premiums can differ depending on various factors, and it’s worth knowing what can affect the cost of…
It’s summer in Perth and the beach is beckoning – so why are we talking about storms? Well, although tropical cyclones generally hit the north of WA and dissipate before they hit Perth, some make it through and can cause some serious damage. Remember, our tropical cyclone season runs from November to April which is throughout the summer months. Here…
It’s easy to think that insurance brokers and insurance company agents are the same thing. After all, they both help organise your insurance, right? Yes, it’s true that there are similarities between the two but there are also some important differences which set insurance brokers apart. Before you decide who you’d prefer to go with, let’s take a look at…
The new mandatory data breach notification laws which have been looming following passage of the Privacy Amendment (Notifiable Data Breaches) Act 2017 have now taken effect. As a result, the Notifiable Data Breaches (NDB) scheme has been established and officially commenced on 22 February, 2018. So, what does the NDB scheme mean for your business? How does the NDB scheme…
When we talk about essential insurance cover for Perth businesses, public liability insurance has to be at the top of the list. This policy is designed to protect you financially if you cause damage to property or injury to a person as a result of your actions at work. So why is this cover so important? Today, we’re looking at…
Small to medium enterprise (SME) in Australia has continued to experience significant growth in 2017 and there are over two million businesses across the country made up of companies with fewer than 250 employees. Reports from the National Australia Bank indicate that SMEs contribute 57% of Australia’s gross domestic product (GDP) and SMEs employ a truly impressive 70% of the…
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