It’s no secret that Australians spend a lot of time at cafes and restaurants and for business owners in that industry, it can be a rewarding (and busy!) experience. No matter how run off your feet you are, you need to make sure you take the time to have the right insurance place to protect against your unique set of…
Unless you’re very lucky, chances are that you’ll need to make an insurance claim at one point or another. So, what exactly do you need to do when you make an insurance claim? Today, we’ll be looking at the steps you need to consider to make the process of making your insurance claim as easy as possible. Let your insurer…
If you provide services or advice in a professional capacity, chances are that you’re going to need professional indemnity insurance. This cover is designed to protect you if a third party suffers loss or damage as a result of your actions, following an act, error, omission or breach of professional duty. When it comes to choosing a policy, there a…
Public liability insurance is a common form of cover among businesses and business owners. It offers peace of mind against the cost of third party allegations relating to loss, damage to property, and injury. Legal action taken against a business can be financially crippling, and public liability insurance is an important aspect of mitigating the risk of potential allegations. …
It’s a tough decision when it comes to choosing an investment property. You have to consider factors such as location, cost, financial goals, interest rates and the type of property. With all the effort that you’ve put in to purchasing your property, it makes sense that you should have the right insurance in place to protect your investment. Today, we’ll…
Professional indemnity insurance is one of those things that a lot of professionals assume doesn’t apply to them. After all, you’re not a doctor or a lawyer – why would you need it? The truth is that many professionals should have indemnity cover in place to protect them if something goes wrong. Today, we’ll be looking a little closer at…
It’s an exciting time when you decide to take the plunge into the property market with an investment property. However, investing in property isn’t without risks. Luckily, there are steps you can take, such as taking out landlord Insurance, to address the risks associated with having an investment property. Risk #1: Extending yourself too far financially One of the risks…
If you run a business, chances are that you’ve heard of public liability insurance. Liability insurance protects you financially if you cause damage or injury to a third party as a result of your actions at work, and is an essential form of cover. Despite it being one of the most well-known forms of cover, there are still quite a…
Every business owner knows that you need to have some level of insurance in place to give you peace of mind and protect the business financially. Rather than sorting out the insurance side of the business yourself, you can use a business insurance broker to take care of things for you. If you’re not sure whether a broker will be helpful for…
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