Smart insurance solutions for your tree lopping business
Tree loppers work in a risky environment which carries a number of hazards, including working at heights and with a variety of power tools. To make sure that your risks are protected, it’s essential that you have the right insurance package in place for your peace of mind.
At GSK Insurance Brokers, we understand the risks you face in your tree lopping business and we’re committed to providing customised insurance solutions which protect your areas of risk.
What should you know about Tree Loppers insurance?
The experienced team of brokers at GSK Insurance Brokers will take the time to get to know you and your business so we can identify your specific areas of need. This allows us to provide the right insurance solutions for you. When it comes to claim time, your broker will liaise directly with the insurer on your behalf for the best outcome for you and your business. We’re passionate about delivering competitively priced, customised insurance packages to our clients across Australia.
Who needs Tree Loppers insurance?
Due to the range of risks involved in your work as a tree lopper, insurance means that you’re protected financially when things go wrong. You work in a range of challenging situations, such as cutting back large trees or removing stumps, where you run the risk of situations such as inadvertently causing damage or injury to third parties. The fact that you work from heights, and with power tools, adds another element of risk that you need to consider. Insurance cover is essential to cover the financial implications of a claim.
Which policy should you choose?
The common policies provided by GSK Insurance Brokers for tree loppers include:
Public liability – provides financial protection if you cause damage to property or injury to a person as a result of your actions at work. It also covers legal bills if you need to hire a lawyer.
General property – protects your transportable items, such as tools and other equipment, if they’re lost, damaged or stolen.
Workers compensation – if you have employees working for you, workers compensation insurance is compulsory. It means that you’ll be reimbursed for the costs associated with a successful workers compensation claim.
Personal accident and illness – means you can continue to receive a portion of your regular income if you’re unable to work following injury or illness.
Motor vehicle – motor vehicle insurance provides cover for your work-related vehicles.
What does Tree Loppers insurance not cover?
The exclusions attached to your tree loppers insurance will depend on your specific policy and it’s important that you understand the cover limitations. Speak to your GSK broker for more information.
When you choose GSK Insurance Brokers, you’re choosing one of Australia’s leading brokers. Our personalised approach to customer service has helped us develop a loyal base and you’ll have a dedicated broker you can speak to.
If you’re interested in learning more about what we can offer with tree loppers insurance, speak with GSK Insurance Brokers today.