Spend your holiday relaxing, not worrying.
There’s a spirit of adventure coursing through the veins of most Australians. We’re among the most travelled people in the world, and our tastes include going well off the beaten track. When we travel, we want to know that we’ve got our risks covered, with a travel insurance policy that we can call on in time of need, should things not got to plan.
What can it cover?
- Theft of Loss of Luggage and Effects. You might be surprised to learn how limited their carrier’s liability is with regard to lost luggage. All travellers should make their own arrangements to cover these risks.
- Sickness and Injury – Australians travel to many parts of the world in which medical services are markedly inferior to those at home, and for which they must pay in full at the time of treatment. Good travel insurance provides coverage for medical expenses, up to and including medical evacuation.
- Journey Cancellation or Deferment. There are so many fares on the market these days that it can be hard to keep track of all their terms and conditions. Many of the cheaper ones, however, do not allow cancellation or rescheduling. Should you be unavoidably compelled to cancel or defer your flight, you will have no option but to buy a fresh ticket.
- Flight Cancellation or Deferment – for a leisure traveller, failure of their carrier to operate to schedule is frustrating and annoying. For a business traveller, such a disruption can have serious business and financial consequences.
What isn't covered?
There are exclusions. There is also often a deductible or excess and limits on cover, so check with your GSK insurance broker.
Product Disclosure Statement
A Product Disclosure Statement (PDS) is available for travel insurance and can be obtained from a GSK insurance broker.
You should consider the PDS in deciding whether to acquire, or continue to hold, travel insurance.