Author page: Graham Knight

Do You Need Travel Insurance?
Do You Need Travel Insurance?

Whether you’re travelling for leisure or business, ensuring the appropriate insurances are in place before setting off is definitely recommended… by the National Government’s SmartTraveller.gov.au, your mother, and us! Though travel is becoming a lot more accessible, affordable and necessary, unfortunately this doesn’t change the risks involved… which is why travel insurance exists – to protect your investment in the…

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Are you Prepared for Fire Damage to Your Property?
Are you Prepared for Fire Damage to Your Property?

With the warmer weather on our doorstep, and bushfire devastation still fresh in our memories, now is the time for all Australians to consider their fire preparation strategy. The National Seasonal Bushfire Outlook has been released for 2016 – and ‘above normal’ threats are predicted in Victoria, NSW, QLD and WA… with Principal Climate Research Analyst Bruce Buckley acknowledging that…

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Owner-Driver Insurance Falls Short on True Value
Owner-Driver Insurance Falls Short on True Value

The owner- driver subcontracting business model has become a major feature of the Australian transport sector. Drivers of trucks and courier vehicles are often now in effect small businessmen, whose major tangible asset is their vehicle. Protecting your livelihood means protecting your vehicle. Sadly, many standard insurance packages leave owner-drivers short- changed when it comes to replacing a vehicle damaged…

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Electricians – Assessing the Insurance Risks they Face
Electricians – Assessing the Insurance Risks they Face

Electricians don’t usually need reminding that their work has inherent hazards, and that they need insurance. But how much insurance, and for what risks? The answer will vary from tradesman to tradesman, depending on the structure of their business and the work they undertake. The States, too, have different statutory requirements. Your insurance broker will help you assess your business…

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